A letter you can read in four minutes
Roughly monthly, and only when something changed. Written by the desks that file the stories, not by a marketing team.
What it carries
Guideline revisions
When a program rewrites eligibility, waiting periods, or what counts as unshareable, we quote the paragraph that changed and date it.
Regulator language
State notices and NAIC guidance in the regulator's own words, with the part that actually affects a bill pulled out.
Corrections
Ours, in public, with what we got wrong and what changed as a result.
What it never carries
We do not ask for diagnoses, conditions, or medications — not in a form, and not in a letter. Unsubscribe ends it permanently.
- A prompt to request a quote.
- Your address handed to a program or an agent.
- A subject line written to sound like a claim was denied.
Written by
Explainers
How sharing actually works, in language a guideline document would recognize.
Analysis
Side-by-sides that keep the legal gap in frame: share versus insurance, HDHP, COBRA.
Money
Contribution math, HSA pairing, taxes, and the cases where a subsidy wins.
Household
Families, self-employed people, chronic conditions, and the people a share will not serve.
Alternatives
Other paths people actually take when a monthly premium is the problem.
Dispatch
What regulators, guidelines, and the record currently say — dated, and willing to be updated.
Prefer to write instead? The desk reads everything: editorial@healthsharejournal.com. Legal: legal@healthsharejournal.com. Privacy: privacy@healthsharejournal.com.