Contents
All stories
Dated explainers and analysis. When a guideline changes the story changes with it, or it is corrected in public.
More stories
COBRA vs health sharing after you leave a job
How COBRA pricing and duration actually work, how a sharing membership compares, the Marketplace option most people skip, and the ordering that protects you.
Health sharing vs a high-deductible health plan
How an HSA-qualified high-deductible plan compares with a sharing membership on cost structure, tax treatment, worst-case exposure, and pre-existing coverage.
Health sharing vs traditional insurance: an honest comparison
A structural comparison of sharing programs and ACA-compliant insurance — obligations, protections, cost shape, and the households each favors.
Health sharing and taxes: what is deductible and what is not
Federal treatment of monthly shares and responsibility amounts, why the self-employed deduction generally does not apply, how state treatment varies, and what to bring to your preparer.
Health sharing with a chronic condition: read this first
How pre-existing rules, phase-in schedules, maintenance prescriptions, and per-need thresholds interact with an ongoing condition — and when sharing can still make sense.
Health sharing with children: what to check first
Well-child care, immunizations, emergencies, maternity timing, and the CHIP question every family should answer before considering a sharing membership.
How long does a sharing request take to settle?
The stages of a sharing request, the questions that predict your real timeline, who is liable during the wait, and how to keep a slow settlement from reaching collections.
Is health sharing legitimate? What the record actually shows
The regulatory status of health sharing, the enforcement history worth knowing, and a concrete due-diligence checklist for evaluating a specific program.
The index
- 13ExplainersCan you pair an HSA with a health share?
- 14AlternativesHealth coverage options when you are self-employed
- 15ExplainersTelehealth and included services in sharing programs
- 16ExplainersWhat health sharing does not share
- 17ExplainersWhat is an IUA? How member responsibility really works
- 18ExplainersWhat is health sharing? A plain-language explainer
- 19ExplainersMedical cost sharing: who runs it and how the money moves
- 20ExplainersBefore you join a health share: the pre-enrollment checklist
- 21ExplainersWho should not choose health sharing