Directory
Every program we track
16 independent programs, plus aliases and a closed-program archive. Featured placement sits first and is labeled. A missing score means the current guideline has not been reviewed yet — it is not a rank of zero.
Directory facts verified 2026-09-01 · methodology published 2026-08-27
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
Health Sharing Report has a commercial relationship with MPB Health. We may be compensated when a reader requests an MPB quote. That relationship does not change editorial scores. How we make money.
| Program | Score | Faith | Model | IUA / responsibility | States | Underlying org |
|---|---|---|---|---|---|---|
| MPB Health Featured recommendation MPB Health membership | 752026.1 | Secular — no statement of faith | Secular medical cost-sharing | Initial unshareable amount options. Member pays IUA per eligible need before sharing. | No verified exclusion list | MPB Health sharing organizationAdmin: MPB Health (program administrator) |
| CHM CHM membership | 762026.1 | Christian faith and lifestyle standards | Health-care sharing ministry | Personal responsibility per illness (not always a single IUA). Confirm current literature. | No verified exclusion list | Christian Healthcare MinistriesAdmin: Christian Healthcare Ministries |
| Samaritan Ministries Samaritan Ministries membership | 762026.2 | Christian faith and lifestyle standards | Health-care sharing ministry | Classic $1,000 per need; Basic $2,000 per need plus 10% co-share capped at $2,500 (August 2025 guidelines). | No verified exclusion list | Samaritan Ministries InternationalAdmin: Samaritan Ministries International |
| Sedera Sedera membership | 752026.1 | Secular — no statement of faith | Secular medical cost-sharing | Selectable IUA / member responsibility tiers. | Not AK, HI, IL, ME, MD, NH, PA, VT, WA | Sedera Medical Cost SharingAdmin: Sedera |
| Zion HealthShare Zion HealthShare membership | 752026.2 | Secular — no statement of faith | Secular medical cost-sharing | Selectable IUA of $1,250, $2,500, or $5,000 per eligible sharing request. Households pay no more than three IUAs in a rolling 12-month period. Maternity uses a separate IUA in the maternity section. | Not WA | Zion HealthShareAdmin: Zion HealthShare |
| Solidarity HealthShare Solidarity HealthShare membership | 742026.2 | Catholic-rooted shared beliefs | Health-care sharing ministry | Annual Unshared Amount selected with the program (ONE / SAVVY / SHIELD). Not a per-need IUA in the Zion sense. | No verified exclusion list | Solidarity HealthShareAdmin: Solidarity HealthShare |
| Impact Health Sharing Impact Health Sharing membership | 732026.2 | Christian faith and lifestyle standards | Health-care sharing ministry | Annual household Primary Responsibility Amount, then 10% co-share until $5,000 of co-share is paid. PRA options include $2,500 / $5,000 / $7,500 / $10,000 (and $1,000 for members 65+). | No verified exclusion list | Impact Health SharingAdmin: Impact Health Sharing |
| Medi-Share Medi-Share program | 732026.1 | Christian faith and lifestyle standards | Health-care sharing ministry | Annual household portion / IUA-style member responsibility. Confirm current amounts. | No verified exclusion list | Christian Care MinistryAdmin: Christian Care Ministry |
| Knew Health Knew Health membership | 712026.2 | Secular — no statement of faith | Secular medical cost-sharing | Selectable IUA of $1,000, $2,500, or $5,000. Published maximum of three IUAs per membership year. | Not CA, IL, MD, NY, OR, PA, VT, WA | Knew HealthAdmin: Knew Health |
| United Refuah United Refuah membership | 712026.2 | Jewish / shared-beliefs standard | Health-care sharing ministry | Annual PreShare ($500 single / $1,000 couple / $1,500 family in the 2024 book) then 20% CoShare to a household cap. Pregnancy responsibility applies on Single and Couple memberships. | No verified exclusion list | United Refuah HealthShare (successor to Maysville Fellowship Medical Aid Plan)Admin: United Refuah HealthShare |
| Liberty HealthShare Restricted in at least one state Liberty HealthShare membership | 702026.1 | Christian faith and lifestyle standards | Health-care sharing ministry | Member responsibility / IUA-style amounts. Confirm current guideline. | No verified exclusion list | Gospel Light Mennonite Church Medical Aid PlanAdmin: Liberty HealthShare |
| netWell netWell membership | 702026.2 | Christian faith and lifestyle standards | Health-care sharing ministry | Member Commitment Portion. Elite+ options $2,500 / $5,000 / $10,000. Advantage $5,000 / $10,000. Maternity on Elite+ does not apply MCP. | No verified exclusion list | netWellAdmin: netWell |
| Altrua HealthShare Altrua HealthShare membership | 692026.2 | Christian faith and lifestyle standards | Health-care sharing ministry | Member responsibility amount (MRA) that varies by product. Confirm the current book — the dated public GEMs PDF is March 2023. | No verified exclusion list | Altrua MinistriesAdmin: Altrua Ministries |
| OneShare Health OneShare Health membership | 692026.2 | Christian faith and lifestyle standards | Health-care sharing ministry | Individual Sharing Amount options (example Classic bands: $1,000 / $2,500 / $5,000 / $10,000 for an individual). Many services then share at 60–80%, not 100%. | No verified exclusion list | OneShare HealthAdmin: OneShare Health |
| CrowdHealth CrowdHealth membership | 672026.1 | Secular — no statement of faith | Member-to-member crowdfunding | Member responsibility around events — not a classic IUA in every case. | Not CA, DC, MA, NJ, RI, VT | CrowdHealthAdmin: CrowdHealth |
| CMM Christian Mutual Med-Aid membership | Awaiting reviewGuideline not public | Christian faith and lifestyle standards | Health-care sharing ministry | Confirm current guidelines. | No verified exclusion list | Logos Missions / Christian Mutual Med-AidAdmin: Logos Missions |
White-labeled brands that share an underlying program are grouped below — they are not independent alternatives. Scores are editorial; featured placement is commercial. A missing score means the guideline has not been reviewed under the published methodology, not that the program scored zero.
Same program, different brand
These names sell an underlying share we already list. They do not get a second score.
| Program | Score | Faith | IUA / responsibility | States | Underlying org |
|---|---|---|---|---|---|
| HSA Secure HSA Secure (Zion + MEC) | No second scoreSee underlying program | Secular — no statement of faith | Zion’s IUA rules apply to the sharing half. The MEC is a separate insurance contract. | Not WA | Zion HealthShare (sharing) + MEC insuranceAdmin: HSA Secure / Zion HealthShare |
Closed and enforced
Listed so a searcher finds the record. Not ranked.
| Program | Score | Faith | IUA / responsibility | States | Underlying org |
|---|---|---|---|---|---|
| Trinity HealthShare Closed Trinity HealthShare (Aliera) — closed | Not rankedArchive row | Christian faith and lifestyle standards | Not enrolling. | No verified exclusion list | Trinity Healthshare / Aliera Companies (defunct marketing)Admin: Aliera Companies (historical) |